How to apply for a personal loan from Payoff :
A financial wellbeing company gives you the power to accelerate your journey towards your goal. We are talking about a company called Payoff. You can get immediate financial support from $5000 to $35000 to ease your financial hindrance. The program is designed in a way that could eliminate or lower your credit card balance. A payoff loan allows you to take control of your finances and consolidating your high-interest card balance into one monthly payment at a fixed rate.
What are the benefits of applying for a personal loan from Payoff:
- This is a loan to pay off your credit card
- No fee is required to apply for a loan
- No penalty for prepayment of your loan
- No Annual fee is required
- It is better than credit cards and customizable loan terms with lower rates.
- It takes a few minutes to apply for a loan.
- You can pay in one simple monthly payment
- You can increase your FICO score by more than 40 points
- You will get personal support from their experts.
- This loan is specifically designed to help you eliminate your high-interest credit card debts.
- And, you can pay off your credit card faster
Who is eligible to apply for a loan from Payoff:
- The Applicant must be 18 years old at the time of applying
- The applicant must be 19 years old at the time of applying if the applicant resides in the state of Alabama.
- The applicant must be a resident of the United States of America.
How to apply for a loan from Payoff if you don’t have an invitation code :
- To, apply for a loan without an invitation code, you could visit the following page www.payoff.com
- Now, you could click on “Check my rate”, or go to the apply.payoff.com page.
- Thereafter, you are required to enter the following information
First Name
Last name
Suffix (optional)
- Click “Continue” to process further
- Now, you will be required to enter your full demographic details to apply for a loan
- Now, enter the amount of your loan and check your interest rate
- After that, select your preferred offer which suits you the best
- Now, read their terms and conditions, verify your details and e-sign your documents
- After, confirming your approval of a loan your funds will be directly deposited into your bank account.
Application Process for a personal loan from Payoff if you have an invitation code :
- To, apply for a loan with an invitation code, you could visit the following page www.payoff.com/myloan
- Now, click on “I have already started”
- Thereafter, you are required to enter the following information
First Name
Last name
Suffix (optional)
- Click “Continue” to process further
- Now, you will be required to enter your full demographic details to apply for a loan
- Now, enter the amount of your loan and check your interest rate
- After that, select your preferred offer which suits you the best
- Now, read their terms and conditions, verify your details and e-sign your documents
- After, confirming your approval of a loan your funds will be directly deposited to your bank account.
What is the rate of interest for a personal loan from Payoff:
- You can apply for a loan of up to $ 35000
- For which APR will vary between 5.99% – 24.99%
- You can get a loan for 24 – 60 months term
- And, an origination fee will be applicable, which is 5% on your loan amount
What are the documents required to apply for a personal loan from Payoff :
- Proof of your identity ( a valid driver license, state-issued Id, or a valid passport)
- Proof of your income ( you need to submit 2 latest pay stubs)
- If you are self-employed ( upload your tax records as Form 1040 as proof of income, scan the first 2 pages of it, which include gross and adjusted income, also need schedule C or K1 from, scan first 2 pages.)
- Your current bank statement.
How to login to your Payoff Account:
- To, login to your Payoff account, you could visit the following page www.payoff.com
- Now, click on “Log In” which is at the top right-hand corner
- Now, enter your “email address” and “password” to log in to your account.
How to reset your Payoff account password :
- To, reset your account password, you could visit their official webpage www.payoff.com
- Now, click on “Log In” which is at the top right-hand corner
- Here, you need to click on “Forgot password” which is just below the “Log in” button
- Thereafter, you will be asked to enter your registered email address and click “Send reset email”
- Log in to your email and click on the “account password reset link” which is sent by Payoff.
- And follow the instruction carefully to reset your account password.
In case if you need to contact the Payoff regarding any queries related to their product and service, you can contact them through the following procedure.
Also Read : Pay Your Tucson Electric Power Bill
How to contact Payoff:
- The best possible way to contact them is through their customer support page happymoney.com/contact
- You can reach to them through a customer support representative, dial 800-878-0901
Monday to Friday 7 am-6 pm PT
And Saturday 8 am-5 pm PT
- You can reach to them via email also, write them at
- Another way to contact them is through postal mail, write to their corporate headquarter,
Happy Money
3200 Park Center Drive, 8th Floor
Costa Mesa, CA 92626
- And, last but not least, you can connect with them through social media also
Twitter:
Instagram :
Reference :