Get Access To PNC Home Insight Planner :
PNC is to be found on April 10, 1845; 172 years ago, and got operational on January 28, 1852. It has its headquarter based in the Tower at PNC Plaza, Pittsburgh, Pennsylvania, United States, from where it manages all the services. Precisely, it manages a total of 2,520 branches around the country. The company provides many kinds of financial services. This is the eighth-largest bank in the United States with subsidiaries named, Harris Williams & Co and many more.
To know more about the planner of PNC you have to check the following information and get help for more.
Get entry to the PNC planner :
You can start your process by developing a good speed internet connection with your device.
- You will now have to go to the official website of the company. The link to this website has been attached
- For this go to, www.pnc.com/homehq
- On the page, you have to type your zip code first, and based on that you will get to see the various rates in your area for a mortgage.
- You can also select the loan type on the main page on the middle left side.
- Choose the loan type,
- Then, click on, ‘Check rates’.
PNC’s Preliminary Pre-Approval
A preliminary pre-approval is a great first step in your home buying journey. Some of the benefits include:
- Know what loan amount you may qualify for.
- Show real estate agents and sellers that you’re a serious buyer.
Start the preliminary pre-approval process online from almost anywhere.
Logging in to the PNC Home Insight account :
To log in you must go to www.pnc.com/homehq
- On the landing page under the menu panel on the right side, you will find the login box ‘Login’.
- you will get a drop-down, here type your, user ID, the set password, and click on ‘Login’ you will be logged in.
Check PNC Home Insight option :
If you want to check the loan option of PNC, scroll down on the site, www.pnc.com/homehq
You will get several lined up, one after another, and just click on, right side, ‘Get started’.
- The first one, ‘View Mortgage Loan Options’.
- On the next page at the middle left type,
- What is your home financing goal? *
- Contact Information
- First Name*
- Last Name*
- Primary Phone Number*
- Email Address*
- What is your current zip code? *
- Zip Code*
- Are you eligible for a VA home loan?
- Do you currently have a mortgage or home equity loan or line with PNC? *
- Then, click on, ‘Continue’ in blue.
For the, ‘View Refinancing Loan Options’, type the same details.
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The services of PNC
- Virtual Wallet
- Checking
- Savings
- Credit Cards
- Prepaid & Debit Cards
- Online & Mobile Banking
- Student Banking
- Military Banking
- WorkPlace Banking
- Private Client
- HomeHQ
- Mortgage
- Mortgage Refinancing
- Home Equity Loans & Lines of Credit
- Auto Loans
- Personal Loans & Lines of Credit
- Student Loans
- Student Loan Refinancing
- Brokerage Accounts
- Managed Accounts
- Education Accounts
- Stocks, Bonds & Funds
- Individual Retirement Accounts
- Insurance
- Learn more about investing with PNC Investments
- Wealth Strategy
- Investment Management
- Trust & Estate Services
- Private Banking Services
- Retirement Readiness
- Responsible Investing
- Hawthorn, PNC Family Wealth
Create a PNC account :
For this visit, www.pnc.com/homehq
- Here on the landing page at the right side under the menu panel, you will get the login box and in the drop-down, here click on ‘Enroll in online banking, then choose ‘Personal’.
- On the next page click on ‘Get started’ and here on the page enter
- Your social security number
- Debit card PIN
- PIN account number and click on ‘Next.
- Do follow the later instructions and you will be able to enroll with an account.
Forgot login details :
If you have lost your username or password of PNC then visit the same page and here under the menu panel at the right side login box click on, ‘Forgot user ID or password?’. For password enter your online banking user ID, your social security number or tax identification number, full PNC account number, and click on ‘Next. After this follow the detailed prompts and you will be able to get back the password. For user ID you have to contact customer service.
Perks of PNC online account :
- Send money to family and friends
- Get to manage your account
- Pay bills online and free
- Get to view online statement history
- Get access to account balance
- Get alerts via text messages and email.
Additional details on PNC Mortgage :
- Routing numbers are nine-digit numbers that can also be referred to as banking routing numbers, routing transit numbers, RTNs, and ABA numbers. This code identifies your financial institution and it can differ depending on where you opened your account and the type of transaction you make.
- Your deposit is typically available on the first business day after your deposit is received. Your funds may be delayed, however, depending on the type of deposit and the amount of that deposit.
- It’s easy to order checks with Online Banking:
- Sign in to Online Banking
- Click on the Customer Service Tab
- In the Manage Accounts section, click on Order Checks & Supplies.
- Click on the “Checks/Supplies” link under the Order column next to the account for which you want to order checks.
- Sign up for Automatic Check Reorder so you don’t have to remember about reordering checks.
- Automatic Check Reorder is a free service offered by PNC that notifies you when 70% of your checks are gone. At that time, you can make changes to your check style or address. Your new checks will be mailed to you automatically.
- You were charged a fee because your account was overdrawn at the end of the previous business day.
- There were not enough funds in your account to pay for all of the transactions that were posted to your account. Fees may be charged for each insufficient funds (NSF) or overdraft transaction (OD), up to a maximum of 4 for each business day.
- If you sign on to Online Banking, you can view the transactions that led to your overdraft by clicking on the Overdraft Item Fee or Returned Item (NSF) Fee.
- Your account may also be assessed additional fees if it remains overdrawn. Please refer to the appropriate Consumer and Business Schedule of Services and Fees for additional information.
- A “Stop Payment” allows you to stop payment on a check, range of checks or pre-authorized payment (excluding cashier’s checks, money orders or other cash equivalent items).
To place a Stop Payment:
- Sign On to PNC Online Banking.
- Click the “Customer Service” tab.
- Select “Stop Payment” from the Account Services section.
- Select the type of stop that you would like to place.
- The screens that follow will walk you through the remaining steps to place the stop payment.
- All Stop Payment requests on a pre-authorized payment must be received by PNC at least three (3) business days before the payment is scheduled to be made. Once placed, Stop Payment orders remain effective for six (6) months from the date authorized. You can place another stop payment order for an additional six months when the expiration date arrives.
- Stop Payment requests on checks are not effective if, either before or within 24 hours from the time when the stop payment was requested, PNC Bank cashes the check or has become otherwise legally obligated for its payment. PNC Bank will assume no responsibility if any information provided is incorrect or incomplete and would cause the check or pre-authorized payment or transfer order to be paid
Setting up alerts is easy once you’re logged in to Online Banking :
- From your Alerts tab, access the Alert Profile Page.
- The Alert Profile Page provides a snapshot view of all the alerts eligible for each account.
- From there, you can add/view or edit account and security alert settings.
- The following types of Alerts are available:
- Deposit Account Alerts
- Credit Card Alerts (provide balance & payment information)
- Debit/Credit Card Transaction Alerts
- Security Alerts
- Service Alerts
- You can also set up your account(s) to receive alerts via email or text messages.
- You can dispute a debit or credit card transaction electronically via your Online Banking account by going to the Customer Service tab. There are two separate processes for debit card and credit card transactions after you go to the Customer Service tab.
- To dispute a debit card transaction:
- Sign On to PNC Online Banking.
- Click the “Customer Service” tab.
- Select “Dispute a Transaction” from the Account Services section.
- Select the account associated with the dispute, and confirm your address.
- Click “Next.”
- Select the transaction you wish to dispute from the transaction list.
The steps that follow will walk you through how to place the dispute.
To dispute a credit card transaction
- Sign On to PNC Online Banking.
- Click the “Customer Service” tab.
- Select “Dispute a Transaction” link under “Credit Card”.
- Select the account associated with the dispute, and confirm your address.
- Click “Next.”
- The steps that follow will walk you through how to place the dispute. If you have any other questions or concerns please contact us.
- To dispute a PNC Online Bill Pay transaction:
- Sign On to PNC Online Banking.
- Click the “Pay Bills” tab.
- Select “Payment Activity” from the top menu.
- Select the “View Details” under the Action column to the right of the transaction you need to dispute.
- Click on “Send us a payment inquiry” link in the top right hand corner of the View Payment window.
- Fill out the Payment Inquiry and click the “Send Inquiry” button.
- For an optimal experience using our online tools, we recommend using a current version* of an internet browser we support, such as: Internet Explorer 11 or higher, Microsoft Edge (Windows 10), Safari, Firefox or Chrome. Using beta versions or older versions of these browsers may result in limited functionality within the web application, and some services, such as online Bill Pay, are not available if you’re using an unsupported browser.
- There are three ways you can make a transfer in Online Banking’s “Transfer Funds” tab:
- Internal Transfers: You can transfer money between your PNC accounts, make payments to your PNC credit card, line of credit or loan accounts. Or, you can transfer from your line of credit or get a credit card cash advance.
- External Transfers: You can transfer money between your PNC accounts and accounts you own at another financial institution. Please note that you will need to verify your external account and email address prior to scheduling external transfers.
- To an individual using a mobile phone number or email address through Popmoney. Please note that Popmoney is currently only available through personal accounts.
- To gain access to copies of your statements online, you must register for paperless statements for that account.
- Virtual Wallet customers are automatically enrolled in online statements when enrolling in online banking.
- Online Statements are available for deposit, credit card, and investment accounts.
- Click on the Customer Service Tab in Online Banking.
- Go to Account Services >> Activate Online Statements.
- In the Online Statements Preferences, refer to the column “Statement Type”.
- Click “Edit” next to the appropriate account if you see it is not registered for online statements.
- A popup will appear asking you if you wish to Activate Online Statements.
- Click on the “Activate” Button and provide the information needed.
- Click on Save. You will be brought back to the Online Statement Preferences Page.
- “Online Statements Only” should now appear next to the appropriate account.
- Once you have gone through the activation process, you will be able to access your statements within the My Accounts Summary Page of each account that has Online Statements activated.
- An increase or decrease in your payment may be a result of an increase or decrease in your property taxes and/or insurance premiums and may result in an escrow shortage or surplus. An increase or decrease in your taxes may be due to a property reassessment, a change in the tax rate, a change in an exemption or a special assessment.
- Rather than making a partial payment, please call 1-800-523-8654 to speak to a Customer Service Representative about your options. We may have a program available to you that permits a period of forbearance.
- If your payment is deducted from your checking account each month, and you are enrolled in an Electronic Funds Transfer Program (EFT), or the Bi-Weekly Payment Program, the new payment amount will automatically be deducted from your account.
- If you established your monthly payment to be automatically paid via your bank’s online bill pay system, you would need to modify the monthly payment amount.
- PNC has different grace periods, but the majority of loans are assessed a late charge on the night of the 16th. Late fees vary in accordance with the mortgage note.
- More than likely, this bill is an assessment or supplemental bill. Some taxing authorities will send this type of bill because an additional amount is due that was not assessed at the beginning of the current tax cycle. You may wish to contact your local taxing authority for clarification.
- Single family dwelling mortgage loans secured by a primary residence and closed after July 29, 1999 are covered under the Homeowner’s Protection Act of 1998 (HOPA). The Act gives customers the right to request PMI deletion once the Loan to Value (LTV) ratio reaches 80%. This will automatically take effect once it’s scheduled to reach 78%.
- If you feel your loan qualifies for PMI deletion, please send a written request to the PNC Bank ISAOA ATIMA address listed above so your request can be reviewed accordingly. PMI deletion requires a good pay history: no payment may be 30 or more days late in the past 12 months, and no payment may be more than 60 or more days late in the past 24 months. You may be responsible for the costs of an appraisal.
Customer care
If you want to contact PNC, you can contact PNC in the toll-free number- 1-888-762-2265
(24/7).
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