Politics4h ago
Every fourth Jan Dhan account inoperative; 5.72 crore have zero balance: RTI
AI EXECUTIVE SUMMARY
An RTI inquiry reveals that over one-quarter of accounts under India's Pradhan Mantri Jan Dhan Yojana are currently inactive. Additionally, the data shows that 5.72 crore accounts maintain a zero balance despite the program's massive reach of nearly 59 crore total accounts.
WHY IT MATTERS
The high volume of inoperative and zero-balance accounts highlights ongoing challenges in achieving active financial inclusion among marginalized populations under India's flagship banking scheme.
More than 59 crore accounts under the Pradhan Mantri Jan Dhan Yojana (PMJDY) held a combined balance of over โน3.15 lakh crore as of August 12, 2026.
This story was originally reported by The Hindu โ National. As an automated real-time news aggregator, NewsToolBar provides multi-perspective indexing and AI summarization while directing full readership directly to primary publisher sources.
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