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OnlyFans and AI training: why gen Z doesn’t care where our money comes from | Alice Lassman
Guardian Money✓
Original Reporting
AI EXECUTIVE SUMMARY
Young people see traditional goals such as homeownership as unattainable, leading them to focus on immediate consumption. They describe a "financial nihilism" where money is directed toward speculative assets, meme stocks, cryptocurrencies, and modest luxuries. The piece explores how this mindset shapes both earnings and spending, including the role of platforms like OnlyFans and concerns about AI training data.
WHY IT MATTERS
The story shows how Gen Z's altered financial priorities are reshaping markets and raising ethical issues around data use in AI.
With traditional goals such as stability and homeownership feeling out of reach, young people are focused on the presentBy now, we all know the shape of financial nihilism: the throw-your-money-at-anything reaction to the dissolution of the slow, linear path to wealth; the prediction markets, meme stocks, cryptocurrencies and microluxuries growing in its place. We’re left in an economic no man’s land. But financial nihilism only describes where we put our money. What about how we earn it in the...
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